I went to a grocery store last weekend and out front there was a group of people who were raising money for a kid who has contracted Type 2 Diabetes, what was once refered to as Adult Onset Diabetes. It was bizzare though because in order to raise the funds they selling candy bars, soda and potato chips. I wonder if they were completely unconscious of the irony or if perhaps they were trying to help share their experience with the friends and families of others.
But what was really disturbing about the scene was their apparently complete lack in understanding of the American health care system. Everyone knows that the appropriate response to a catastrophic or chronic health problem in these United States (even more particularly in Wisconsin!) is to hold a charity fundraiser at a bar. That way everybody can have a great time, raise a completely inadequate sum of money compared to the mounting and on-going medical bills while soothing their consciences with the falacy that they actually accomplished something good and meaningful while swilling thier beer. Why it's a win/lose/win proposition and hell, two outta three ain't bad!
Showing posts with label healthcare. Show all posts
Showing posts with label healthcare. Show all posts
Thursday, August 26, 2010
Tuesday, August 04, 2009
A Closer Look at Paul Ryan's Closer Look
The following excellent analysis of yet another attempt at deception by Paul Ryan (this time on healthcare) is published with permission of the Author, Kelly Gallaher of Yes We Can Racine. http://yeswecanracine.com/
Congressman Paul Ryan has been very busy talking about the health care crisis and touting his plan called “The Patients’ Choice Act”. My local newspaper invited him to write a series of articles to examine the “facts” of current legislation. After reading his article on July 27th, I realized they offered it with no rebuttal or factual verification. A day later, I received a mailing from Ryan criticizing current health care reform proposals while stressing the benefits of his plan. Ryan’s plan sounds great, while U.S. House of Representatives Bill H.R. 3200 sounds scary. This time I sat down and read very closely every idea and derision posed in Ryan’s mailing. With a small amount of research I was able to refute every statement of criticism contained in the mailing. All of them. I was also able to dismantle the benefits Congressman Ryan claims his “Patients’ Choice Act” contains and discovered a pattern of distorted language designed to misrepresent and confuse constituents about health care. I will illustrate a few of the worst:
Regarding his proposed tax refund of $5,700 for every family or $2,300 for individuals, Ryan says:
“My plan, The Patients’ Choice Act, ensures universal affordable health care for all Americans.” and “Allows everyone to use this tax credit to select from a group of comprehensive health insurance plans that fit their specific needs-just like Members of Congress and federal employees do now.”
• Last year family coverage in the private market averaged $13,000 and exceeded $16,000 per year in some states and is predicted to keep rising nationally. A figure far more than double the tax credit would allocate.
• Republican Senator Richard Burr admitted that Ryan’s credit is not sufficient to cover American families. Burr says “that probably won’t meet the equivalent of an FEHBP (Federal Employees Health Benefit Program) plan.” Even Ryan’s friend in Congress says this isn’t equivalent to the coverage they have.
• Under Ryan’s plan, families with employer paid insurance would be taxed on the entire amount the employer contributes just as if it were wages.
• Replacing the current employer tax exclusion with an individual tax credit would significantly weaken employer-based coverage because individuals receive the credit and employers no longer have an incentive to contribute.
• Unlike health reform proposals that the House and Senate committees are developing, Ryan’s plan does not set meaningful minimum standards on what benefits insurers must cover. It doesn’t limit deductibles or out-of-pocket costs leaving private insurers to determine those themselves state by state.
On current proposals being debated in the House and Senate, Ryan says the following:
“Total costs would exceed $1 trillion.” and “Creates an entitlement that will cost another trillion over the next ten years, on top of the trillions the government is already scheduled to spend on health care.”
• The initial report by the CBO (Congressional Budget Office) in early July calculating estimated costs has been used by Ryan and his colleagues frequently and unfairly. The CBO did not calculate savings that health care reform will produce. On July 20th the CBO recalculated that the H.R. 3200 reform bill would not only be budget neutral, it will produce a surplus of $6 billion over time.
• The real threat to government spending is the system we have now. According to the Kaiser Foundation: by 2018 health care costs are expected to top $4.4 trillion if nothing is done.
• House and Senate committee reforms would reduce overuse of expensive healthcare technology and cut back on preventable medical error-two of the greatest cost drivers in the entire system. According to the Center for Health Research: comprehensive reform could save as much as $1.4 trillion over ten years.
Perhaps the worst lie Congressman Ryan is telling:“A recent study predicts two out of every three Americans will lose their current employer-provided insurance under the government plan.”
• The “recent study” he refers to is a study conducted by the Lewin group who is wholly owned by UnitedHealth Group (UHG), one of the nation’s largest insurers. The Lewin Group is part of Ingenix, a subsidiary of UHG that was accused by the New York attorney general and the AMA for helping insurers shift medical expenses to consumers by distributing skewed data. In January, UnitedHealth paid a $400 million dollar settlement covering conduct going back to 1994.
• According to Center on Budget and Policy Priorities it is Congressman Ryan’s “Patients’ Choice Act” that “would significantly erode employer-based coverage” while it “fails to create a viable alternative for people losing employer coverage.”
Lastly, Congressman Ryan decries government interference in health care. However, he completely avoids discussing that his plan for the uninsurable constitutes a huge government system itself. Nearly 100 million chronically ill Americans (representing up to 75% of health care spending) who cannot afford coverage except at colossal premium costs would be funneled into a state/government run health insurance exchange with prices and language determined by private carriers in each individual state. Ryan’s plan is devoid of the competition a public option offers and entrusts insurance companies to police themselves.
Ultimately, Congressman Ryan’s “Patients’ Choice Act” benefits for-profit, private health insurance companies by retaining and defending their central role in this billion dollar industry. Perhaps then, it is no coincidence that the insurance industry has been Congressman Ryan’s top contributor since 1989. In fact, he has received $1,143,560.00 in campaign contributions from health care industries over the last decade.
As 14,000 Americans lose their health insurance every single day, Paul Ryan offers nothing new; he is obstructing real reform and offering us more of the same. His “Patients’ Choice Act” is a retread of two bills already introduced in 2008 and both were recycled by John McCain in his unsuccessful run for President. In contrast, H.R. 3200 has included 160 Republican amendments, which proved to be smart, constructive and bipartisan, but you won’t hear that from Paul Ryan.
I believe we will have comprehensive health care reform this year and I hope it will be a good plan. It is clear that my U.S. Representative, Paul Ryan, intends to play no role in helping to shape this historic legislation. He said last week on MSNBC, “let’s have an honest debate.” My reply to him is: you first.
Congressman Paul Ryan has been very busy talking about the health care crisis and touting his plan called “The Patients’ Choice Act”. My local newspaper invited him to write a series of articles to examine the “facts” of current legislation. After reading his article on July 27th, I realized they offered it with no rebuttal or factual verification. A day later, I received a mailing from Ryan criticizing current health care reform proposals while stressing the benefits of his plan. Ryan’s plan sounds great, while U.S. House of Representatives Bill H.R. 3200 sounds scary. This time I sat down and read very closely every idea and derision posed in Ryan’s mailing. With a small amount of research I was able to refute every statement of criticism contained in the mailing. All of them. I was also able to dismantle the benefits Congressman Ryan claims his “Patients’ Choice Act” contains and discovered a pattern of distorted language designed to misrepresent and confuse constituents about health care. I will illustrate a few of the worst:
Regarding his proposed tax refund of $5,700 for every family or $2,300 for individuals, Ryan says:
“My plan, The Patients’ Choice Act, ensures universal affordable health care for all Americans.” and “Allows everyone to use this tax credit to select from a group of comprehensive health insurance plans that fit their specific needs-just like Members of Congress and federal employees do now.”
• Last year family coverage in the private market averaged $13,000 and exceeded $16,000 per year in some states and is predicted to keep rising nationally. A figure far more than double the tax credit would allocate.
• Republican Senator Richard Burr admitted that Ryan’s credit is not sufficient to cover American families. Burr says “that probably won’t meet the equivalent of an FEHBP (Federal Employees Health Benefit Program) plan.” Even Ryan’s friend in Congress says this isn’t equivalent to the coverage they have.
• Under Ryan’s plan, families with employer paid insurance would be taxed on the entire amount the employer contributes just as if it were wages.
• Replacing the current employer tax exclusion with an individual tax credit would significantly weaken employer-based coverage because individuals receive the credit and employers no longer have an incentive to contribute.
• Unlike health reform proposals that the House and Senate committees are developing, Ryan’s plan does not set meaningful minimum standards on what benefits insurers must cover. It doesn’t limit deductibles or out-of-pocket costs leaving private insurers to determine those themselves state by state.
On current proposals being debated in the House and Senate, Ryan says the following:
“Total costs would exceed $1 trillion.” and “Creates an entitlement that will cost another trillion over the next ten years, on top of the trillions the government is already scheduled to spend on health care.”
• The initial report by the CBO (Congressional Budget Office) in early July calculating estimated costs has been used by Ryan and his colleagues frequently and unfairly. The CBO did not calculate savings that health care reform will produce. On July 20th the CBO recalculated that the H.R. 3200 reform bill would not only be budget neutral, it will produce a surplus of $6 billion over time.
• The real threat to government spending is the system we have now. According to the Kaiser Foundation: by 2018 health care costs are expected to top $4.4 trillion if nothing is done.
• House and Senate committee reforms would reduce overuse of expensive healthcare technology and cut back on preventable medical error-two of the greatest cost drivers in the entire system. According to the Center for Health Research: comprehensive reform could save as much as $1.4 trillion over ten years.
Perhaps the worst lie Congressman Ryan is telling:“A recent study predicts two out of every three Americans will lose their current employer-provided insurance under the government plan.”
• The “recent study” he refers to is a study conducted by the Lewin group who is wholly owned by UnitedHealth Group (UHG), one of the nation’s largest insurers. The Lewin Group is part of Ingenix, a subsidiary of UHG that was accused by the New York attorney general and the AMA for helping insurers shift medical expenses to consumers by distributing skewed data. In January, UnitedHealth paid a $400 million dollar settlement covering conduct going back to 1994.
• According to Center on Budget and Policy Priorities it is Congressman Ryan’s “Patients’ Choice Act” that “would significantly erode employer-based coverage” while it “fails to create a viable alternative for people losing employer coverage.”
Lastly, Congressman Ryan decries government interference in health care. However, he completely avoids discussing that his plan for the uninsurable constitutes a huge government system itself. Nearly 100 million chronically ill Americans (representing up to 75% of health care spending) who cannot afford coverage except at colossal premium costs would be funneled into a state/government run health insurance exchange with prices and language determined by private carriers in each individual state. Ryan’s plan is devoid of the competition a public option offers and entrusts insurance companies to police themselves.
Ultimately, Congressman Ryan’s “Patients’ Choice Act” benefits for-profit, private health insurance companies by retaining and defending their central role in this billion dollar industry. Perhaps then, it is no coincidence that the insurance industry has been Congressman Ryan’s top contributor since 1989. In fact, he has received $1,143,560.00 in campaign contributions from health care industries over the last decade.
As 14,000 Americans lose their health insurance every single day, Paul Ryan offers nothing new; he is obstructing real reform and offering us more of the same. His “Patients’ Choice Act” is a retread of two bills already introduced in 2008 and both were recycled by John McCain in his unsuccessful run for President. In contrast, H.R. 3200 has included 160 Republican amendments, which proved to be smart, constructive and bipartisan, but you won’t hear that from Paul Ryan.
I believe we will have comprehensive health care reform this year and I hope it will be a good plan. It is clear that my U.S. Representative, Paul Ryan, intends to play no role in helping to shape this historic legislation. He said last week on MSNBC, “let’s have an honest debate.” My reply to him is: you first.
Tuesday, March 31, 2009
Sick Around America and Wisconsin
Man I wish I'd known about Ben Meren's 5:00 show yesterday ( http://www.wpr.org/webcasting/audioarchives_display.cfm?Code=bme )a half an hour earlier whan our insurance guy was here with yet again higher rates, deductibles, and co-pays, talkin HSA's and bemoaning our turn to socialism (yeah right). I am fortunate to still have coverage, for now.
Ben's show was an hour long uninterrupted interview with the documentarian who produced to Sick Around America ( http://www.pbs.org/wgbh/pages/frontline/sickaroundtheworld/ ) which will air tonight at at 8:00 of channel 10 Milwaukee Public Television. This is a follow-up to last years Sick Around the World which showed how Japan, Taiwan, Switzerland, Germany and the U.K. all get much better healthcare, health outcomes and cover all of their citizens at much less cost than in the U.S.
Some of these courties use private insurance, some public, some a combination. All of them have better systems that the the U.S. hands down. In fact the U.N. ranks the U.S. 36 in terms of healthcare. WE'RE 36! WE'RE 36! WE'RE 36!
Of course our health insurance sales man had not seen the show and proceeded to repeat the rightwing radio BS about invadin canadians marauding for health care south o the border.
The horror stories on the Sick Around America show were bad enough, but then our fellow Wisconsinites called in with theirs tales of woe that could happen to anyone of us, no matter what job you have, no matter how solid you think your coverage is.
Our health care system is broken. If we fixed it, business owners who are staffing with part timers could afford to hire people who want full time to work full time. And that would go a long way to supporting family values and the dignity of work and help create an environment where wages are more in line with the cost of living.
Channel 10 tonight at 8:00 or Channel 11 CPTV at 9:00. Open your eyes and be informed.
Ben's show was an hour long uninterrupted interview with the documentarian who produced to Sick Around America ( http://www.pbs.org/wgbh/pages/frontline/sickaroundtheworld/ ) which will air tonight at at 8:00 of channel 10 Milwaukee Public Television. This is a follow-up to last years Sick Around the World which showed how Japan, Taiwan, Switzerland, Germany and the U.K. all get much better healthcare, health outcomes and cover all of their citizens at much less cost than in the U.S.
Some of these courties use private insurance, some public, some a combination. All of them have better systems that the the U.S. hands down. In fact the U.N. ranks the U.S. 36 in terms of healthcare. WE'RE 36! WE'RE 36! WE'RE 36!
Of course our health insurance sales man had not seen the show and proceeded to repeat the rightwing radio BS about invadin canadians marauding for health care south o the border.
The horror stories on the Sick Around America show were bad enough, but then our fellow Wisconsinites called in with theirs tales of woe that could happen to anyone of us, no matter what job you have, no matter how solid you think your coverage is.
Our health care system is broken. If we fixed it, business owners who are staffing with part timers could afford to hire people who want full time to work full time. And that would go a long way to supporting family values and the dignity of work and help create an environment where wages are more in line with the cost of living.
Channel 10 tonight at 8:00 or Channel 11 CPTV at 9:00. Open your eyes and be informed.
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